State Farm, the insurance company for the motorist who hit my car, informed me that my claim was being denied. The other motorist maintains that she had a green light when she t-boned my Civic. For her story to be plausible, I must have come to a complete stop at my red light, spotted her in the left most lane of a one-way road, and then timed my acceleration perfectly so that she would hit me smack on the driver's side door. Thus, I must be a brilliant physicist with suicidal tendencies. Damn bitch.
Now I have a $7,500 scrap of metal adorning my driveway. Instead of selling the car to a salvage yard for parts, I decided to donate it
Habit for Humanity. They will auction it off and use the proceeds to help fund their non-profit organization.
Lessons learned:
o Carry collision on your vehicle. Without collision, your insurance company does not care about helping you seek damages. At one point I asked the GEICO representative, "So what you're telling me in a roundabout way is that you will do nothing on my behalf and that I'm SOL?" Response: "Yes, sir. That's correct."
o Get contact information for a witness at the scene, even if he's the solicitor by the side of the road.
o When your light turns green, look for drivers who believe that traffic signals are only suggestions. Do it twice.
o Just because the girl who hits you is cute, that doesn't mean she's not a lying bitch.
Despite this rant, I consider myself fortunate. I walked away from the accident without a scratch. And the old adage is true, "If your problem can be solved with money, it's not that interesting." My problem isn't that interesting.
